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Minimising claims and down time during silage season

The silage season is often high-pressure, fast-moving and with long hours. With working conditions like these, accidents may seem inevitable. Whilst your insurer will usually pay out for these accidents, the cost of having the entire team standing by whilst the mower is out of...

Why careful consideration of liability indemnity limits is of key importance

We, at Acres, often have the conversation about public liability cover when we deal with our agricultural clients and their residential properties. We recommend that they consider increased indemnity limits for public, product and employer’s liabilities from the standard ‘off the peg’ limits available for...

Do your sums insured reflect the recent increase in lamb values?

Producers selling lambs and ewes in the run up to Brexit amid fears of decreasing values, wet weather making finishing lambs a challenge and limited imports have all contributed to the value of lamb being some of the highest they have ever been.   Therefore, we recommend...

Why Use an Insurance Broker?

We often get asked what the benefits are of using an insurance broker. The misconception is often that it is a more costly way of getting the insurance you need, due to there being a middle man involved in the process. However, this is not...

Update: Coronavirus government support for agriculture and rural businesses

The Coronavirus pandemic has led to a raft of new schemes and legislation to support individuals and businesses through a challenging period.   Last week we explained the relevance of the Coronavirus Business Interruption Scheme and the Coronavirus Job Retention Scheme to farming businesses. However, the pandemic...

Coronavirus government support for agriculture and rural businesses

Over the past few days, the government has brought in an unprecedented number of measures. Many of these measures have the intent of keeping businesses afloat whilst allowing people to follow the government advice of staying at home. Farming has been largely ‘business as usual’ and...

Could you help with harvest this year?

Hotels to harvest, fine dining to fieldwork, bar work to berries – Why staff laid off from the hospitality industries are being encouraged to help with this year’s harvest Like every other part of society, farming is feeling the effects of the COVID-19 outbreak. Many farming...

Business Interruption insurance won’t cover for Coronavirus…

Rural businesses urged to take all necessary precautions due to lack of insurance cover for Coronavirus outbreak Farmers and rural businesses are being urged to take all necessary precautions and minimise risks of interruption to business operations, as they will not be covered for any closure...

Is your tractor insurance realistic?

Insuring your existing fleet or your latest bit of kit should be easy. You would think that you just choose between comprehensive cover or third party fire and theft and put a realistic value on the machine. Historically this would have been the case, when farms...