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Should I increase our public liability cover?

Q. My insurance adviser is suggesting we increase our farm public liability insurance from £10m to £20m due to the fact we have grazing livestock in fields adjacent to a busy A-road. Why do we need to do this and what are the cost implications?   A. The...

Insurance implications of changing farm building use

Q. I have been approached by a local business to see if I am willing to rent them a 5,000sq ft farm building to use for storage of building materials and equipment. What are the insurance implications of doing this?   A. Although your existing farm buildings...

Insurance implications of a contract farming agreement

Q. I am entering into a contract farming agreement (CFA) with a neighbour. I am the contractor. I have been told the agreement will include an insurance clause. What will this mean, what should I be looking for in the agreement, and how do I...